Professor Mark Hall quoted by the News and Record on what to expect in health care law

GREENSBORO, N.C. — The new federal health care law is likely to mean higher premiums for the young and healthy to subsidize older and sicker patients, according to experts looking at the issue.

More people will have insurance, which is good for them.

But it may cause a big increase in new doctor visits and make appointments harder to come by.

And relatively low financial penalties for not having required coverage could wreak havoc by providing an incentive for people and for employers to forgo coverage.

Those are some of the possibilities for people who already have insurance, according to those in the industry.

While the Patient Protection and Affordable Care Act — President Barack Obama’s signature health care overhaul — will offer new subsidized health care for many, the costs will be paid by others.

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